Best European Alternatives to Google Wallet (Google Pay) (2026)

Google Wallet, the app behind Google Pay, ties your payments to your Google account. Google is the world's largest advertising company and runs the wallet from the US under US law. Wero is Europe's own wallet, run by European banks, and is starting to work in shops.

Replace Google Wallet (Google Pay) with a private payments app based in Europe. Compare Wero, Klarna, Satispay and more, all operated under European privacy law.

Wero (Belgium) Send money to friends instantly, split bills and pay online straight from your bank account. Europe's own payment app, run by a Belgian company owned by European banks.
✓ Free tier
Klarna (Sweden) Swedish payments app that lets you pay online, split purchases into instalments, or send money to friends.
✓ Free tier
Satispay (Italy) Pay at shops, split bills and send money to friends from your phone. An Italian alternative to PayPal and Apple Pay.
✓ Free tier
N26 (Germany) German digital bank with a free account. Manage your money, send payments and keep a budget with no monthly fees.
✓ Free tier
Wise (United Kingdom) Send money abroad at the real exchange rate and hold money in many currencies. A British alternative to PayPal for international payments.
✓ Free tier
Revolut (United Kingdom) Digital bank account with a free plan. Send money to friends instantly, split bills and pay abroad without high fees.
✓ Free tier

Replacing more than Google Wallet (Google Pay)?Swipe through the apps you use and get a step-by-step switch plan. No account needed.

Build my switch plan →

← Browse all services on us2eu.tech